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5 Leading Banks Powering UAE’s Financial Growth

Simran Mishra

UAE Banking Sector Hits Record Highs: The UAE’s banking sector crossed AED 5.3 trillion in total assets in early 2026. Powered by digital innovation, AI adoption, and global expansion, leading banks are strengthening the country’s position as a global financial hub.

First Abu Dhabi Bank (FAB): The Asset Giant - FAB, the UAE’s largest bank, holds assets of around AED 1.4 trillion. It reported a record net profit of over AED 21 billion in 2025, driven by corporate banking, investment services, and AI-powered operational growth.

Emirates NBD: Innovation and Profit Leader - Dubai’s largest lender crossed AED 1 trillion in assets and posted AED 29.8 billion profit before tax in 2025. Its digital platforms like Liv. and ENBD X are redefining customer experience across retail and SME banking.

Abu Dhabi Commercial Bank (ADCB): Digital Pioneer - ADCB recorded strong profit growth in 2025, supported by its digital-first strategy and AI-driven services. It remains a major force in retail and corporate banking, helping drive Abu Dhabi’s economic diversification plans.

Dubai Islamic Bank (DIB): Islamic Finance Leader - As the largest Islamic bank in the UAE, DIB provides Sharia-compliant financial solutions. It plays a key role in expanding ethical banking, offering competitive Islamic mortgages and corporate finance products.

Mashreq Bank: The Digital Challenger - One of the UAE’s oldest banks, Mashreq has evolved into a digital-first institution. It strongly supports SMEs and startups through agile online banking platforms and fintech partnerships across regional markets.

Verdict: Engines of UAE’s Financial Growth - FAB, Emirates NBD, ADCB, DIB, and Mashreq Bank are powering the UAE’s economic rise in 2026. Through AI integration, digital banking, and strong profitability, they continue shaping the region’s financial future.

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